Employee Saving Accounts

Start saving today

Flexible Spending Accounts

Want to increase your take-home pay? Pay for health related and dependent care expenses pre-tax.

Health CareDependent Care

Load your debit card up to $2,750 (in 2020). Savings can average as high as $900! Say goodbye to “use it or lose it”! Credits and extensions are available. Contact our HR consultants for details on your plan.

Got kids under the age of 13? Kids in day care? Summer camp? Babysitter so you can go to work? Save up to $1,500 a year in payroll taxes! Taking care of an Elderly Parent? Also an allowable expense!

Transit / Commuter Reimbursement Accounts

Are you commuting to work? Paying to park in a garage or lot? Combo of both? Save up to $2,140 per year in payroll taxes. Separate pre-tax elections of up to $270 each for Transit and Parking expenses. Commute cost more than the monthly limit? That’s okay! VantagePoint’s debit card allows for additional funds to accommodate your total expense.

Mass TransitParking

Monthly Mail-n-Ride, Commuter Train, Subway, Bus, Van Pool, even UberPOOL!

Any garage, any parking lot, any street meter. Daily, Weekly or Monthly. Sorry, no gas or tolls!

Health Savings Accounts

Enrolled in a deductible based medical plan? It’s not as bad as you think, there are lots of goodies for you! Tax savings on contributions up to $3,550 (single) or $7,100 (with dependents). You can add an extra $1,000 if over age 55.

How does it work?What are the results?Get Started

You own the Health Savings Account. Any family out-of-pocket expense related to health, dental and vision, even if it’s not covered under your insurance plan. Above-the-line tax deduction on the entire contribution, not just what you spend. No claim submission required. Secure online data vault.

All unused monies roll over from year to year. Tax deductible contributions. Tax deferred growth. Tax free withdrawals. Great supplemental retirement income strategy. Mutual Fund investments available at no extra charge.

Retirement Income Plans

Financial independence. Saving for the day that you no longer have to work. Tax advantages galore. Money professionally managed.

How does it work?What are the results?

Personal one-on-one planning and automated investing. Holistic approach to identify needs, goals and desires. Systemic method to vendor and fund selection. From low cost index funds to professionally managed accounts.

Collaboration means you’re “in the know” with your portfolio. Know what we did and why we did it. Fully monitored program: from risk review to investment performance to education. Financial security. Portfolios that fit.

Savings Calculator

Want to know how much you can save by participating in the FSA?

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Savings Calculator

Want to know how much you can save by establishing an HSA?

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Check Out Your Savings!

Use our HR technology and see how much money you will save with VantagePoint’s Commuter Program.

Transit Monthly election
(max $260)
Parking Monthly election
(max $260)

Calculations display an average savings and are for illustrative purposes only. Marital status and state residence affect final figures.

Estimated Employee Gross Savings

 
Monthly
Annually
Transit Calculations
$0.00
$0.00
Parking Calculations
$0.00
$0.00

Calculate your savings

Be Engaged

VantagePoint’s HR solutions empower our clients. Benefits made Easy! Real time mobile HR app. Video tutorials. Helpful tips. 24-7 Account Access. Social Media.

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Eligible Expenses

Not sure what to use your pre-tax funds for? Click an option below to view the applicable Eligibility List.

FSA Eligibility list Dependent Care List Transit/Parking List

Mobile App

Download our free App. View transactions. Check balances. Submit claims. Snap photos of receipts.

App StoreGoogle Play

Here's what others say about VantagePoint's HR Solutions

I have to say that I am very happy that I am able to continue to work with you both and the rest of the VantagePoint team. I love working with you and I hope we continue to do so for years to come.

Manager of HR and Executive Services, VP Client

It’s a true pleasure working with you! Your benefits expertise and presentation style are something to behold, not to mention your sense of humor. These last meetings were informative – as always – and memorable!

Managing Partner, VP Client

VantagePoint is a gem in an otherwise dark and frustrating industry.

Benefits Administrator, VP Client

You have played a valuable role in the development of our organization.

Managing Partner, VP Client

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